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OPENING DOORS
CLOSING LOANS

Your Time & Money Matter. Let’s Not Waste Either.

Purchase
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Ready to Buy a Home?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable

To Get Pre-Approved Now

or

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Refinance

Here Are 3 Reasons Why Home Refinancing Can Work For You

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UPDATE YOUR HOME

Receive flexibility to update your home’s look and value.

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INSTANT SAVINGS

Refinance to get a lower payment every month.

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USE YOUR EQUITY

You’ve earned it. Use your investment any way you see fit.

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Holly Onak grew up with a passion for helping individuals create wealth and lifestyles through real estate investments.  Her mother was an independent mortgage broker so the family business was a natural path for Onak, a California native.  Bringing an eye for the aesthetic, a financial intuitive nature and a pension for doing the right thing always to the real estate investment game, and as a triple threat, she has successfully carved out a niche for herself.  Working and living in Santa Barbara for the past 11 years, Onak has brought a lifetime of experience and passion for creating generational wealth to Homebridge Financial Services...

About Me

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About Me Home

I Offer Skilled, Trusted and Friendly Service.

TOTAL TRANSPARENCY

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What you see is what you get, no hidden fees, no hidden meanings.

ACCURATE AND 

EFFICIENT PRE-APPROVALS

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When you find your dream home, I am available when you need me and can quickly provide a thorough and accurate preapproval.

IN THIS TOGETHER

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I offer products and services designed to put you first always.

Testimonials

CUSTOMER TESTIMONIALS

"Holly Onak was full of helpful information, and the process felt uncomplicated and simple on our end."

-A.M.

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WHAT IS A MORTGAGE GOING
TO COST YOU EACH MONTH?

Try one of our easy to use mortgage calculators to get a quick idea.

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FOR MOST ASKED MORTGAGE QUESTIONS AND WHAT'S HAPPENING LOCALLY IN SANTA BARBARA:

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